KEY TAKEAWAYS
- Revolut integrates with Polygon to enhance stablecoin transfers, payments, and trading, aiming to streamline cross-border transactions and reduce fees.
- Revolut’s integration with Polygon allows 65 million users to send and receive money seamlessly, bypassing high fees and geographical barriers.
- Polygon’s recent Rio upgrade enhances its capabilities, enabling up to 5,000 transactions per second with near-instant finality.
- This collaboration highlights Polygon’s growing role in enterprise payments and stablecoins, supporting millions of transactions daily at minimal cost.
Revolut, Europe’s largest neobank and a rapidly growing fintech platform, has integrated with Polygon to enhance its stablecoin transfers, payments, and trading capabilities. This strategic move is part of Revolut’s efforts to streamline cross-border transactions and reduce fees for its users.
By November 2025, Revolut had processed over $690 million in volume through Polygon within its app, highlighting significant real-world adoption. This integration allows Revolut’s 65 million users across 38 countries to send and receive money seamlessly via Polygon’s blockchain, bypassing high fees and geographical barriers.
The integration marks a significant step in Web3 adoption, embedding blockchain technology directly into Revolut’s existing app. With 14 million crypto users already on its platform, Revolut’s choice of Polygon underscores the blockchain’s readiness for mainstream financial services. Polygon is increasingly becoming the preferred blockchain for enterprise payments and stablecoins.
Polygon’s recent Rio upgrade has further enhanced its capabilities, making it faster, lighter, and more reliable. This upgrade enables up to 5,000 transactions per second with near-instant finality, eliminating the risk of reorgs. As a result, Revolut users can now move money on a blockchain that settles transactions as quickly as sending a message.
This collaboration between Revolut and Polygon sets the stage for future developments in cross-border payments, remittances, and the convergence of traditional and decentralized finance. The integration is a testament to Polygon’s ability to provide stable, reliable blockchain rails for global institutions, supporting millions of transactions daily at minimal cost.
Revolut’s decision to integrate with Polygon follows a trend of major institutions and enterprises choosing Polygon for their crypto money rails, further cementing its position as a leader in the blockchain space.
Why This Matters: Impact, Industry Trends & Expert Insights
Revolut’s integration with Polygon enhances its stablecoin transactions, allowing seamless cross-border payments and trading for its users. This move highlights the growing trend of integrating blockchain technology into mainstream fintech platforms.
Recent industry reports indicate that Polygon’s role in global crypto payments is expanding significantly. The surge in stablecoin adoption, especially on Layer 2 solutions like Polygon, is driving substantial activity in 2025. This aligns with Revolut’s strategic choice to enhance its payment capabilities using Polygon’s blockchain infrastructure.
As per insights from a Binance report, the integration of Polygon’s Layer-2 technology by Revolut is seen as a pivotal step in fintech innovation. It enables efficient and scalable payment solutions, reinforcing Revolut’s position at the forefront of digital finance. This supports the broader trend of financial institutions embracing decentralized infrastructure for enhanced transaction efficiency.
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