KEY TAKEAWAYS
- DeCard integrates with Polygon to enable instant, borderless stablecoin transactions.
- Users can spend stablecoins at over 150 million merchants globally, bridging digital and real-world payments.
- Polygon’s network ensures low-cost, reliable transactions without the need for conversions or gas fees.
- This collaboration highlights the growing role of stablecoins in connecting traditional finance with blockchain technology.
DeCard, a new-generation payment card designed for stablecoin transactions, has announced its integration with the Polygon network. This collaboration aims to make stablecoin spending instant and borderless, allowing users to deposit USDT and USDC directly into DeCard and DeCard Luminaries accounts.
The integration with Polygon’s Proof-of-Stake network enables DeCard users to spend stablecoins at over 150 million merchants worldwide. This move connects the digital dollar ecosystem with real-world payment systems, bridging the gap between onchain assets and everyday transactions.
Currently, most stablecoin activity is limited to trading and onchain transfers, which lack the simplicity of traditional payment methods like tapping a card or scanning a QR code. By leveraging Polygon, known for its reliability and low-cost transactions, DeCard offers a seamless experience for users looking to spend stablecoins in the real world.
Polygon’s Role in Stablecoin Payments
Polygon has established itself as a reliable network for payment rails, with integrations by major players such as Stripe, Revolut, and Polymarket. The network’s robust infrastructure ensures that DeCard users can spend stablecoins without the need for bridges, conversions, or concerns about gas fees.
For fintech companies, this integration demonstrates that onchain money can effectively move through real-world payment networks. DeCard and Polygon together provide a payment experience that combines the speed of fintech with the openness of blockchain technology.
Expanding the Use of Stablecoins
Stablecoins are increasingly becoming a vital link between traditional finance and the blockchain economy. With Polygon as the execution layer and DeCard as the user interface, individuals can store, send, and spend digital dollars globally without leaving the blockchain ecosystem.
For those interested in the future of money, Polygon Labs and other industry leaders will be hosting an event called Money Rails during Devconnect. This event will feature networking opportunities, panels, and discussions on the future of financial systems.
For more information on DeCard’s integration with Polygon, visit the announcement here.
Why This Matters: Impact, Industry Trends & Expert Insights
DeCard’s integration with the Polygon network marks a significant development in the use of stablecoins for everyday transactions, enabling users to spend stablecoins at over 150 million merchants worldwide. This collaboration aims to bridge the gap between digital assets and real-world payment systems.
A recent TRM Labs report highlights that stablecoin adoption has surged significantly in 2025, driven by regulatory clarity and their utility in payments and cross-border transactions. This aligns with DeCard’s integration with Polygon, which facilitates seamless stablecoin transactions globally.
According to McKinsey, stablecoin payment systems are transformative for global payments but are still limited in everyday retail use. This supports the significance of DeCard’s integration with Polygon, as it exemplifies a practical step towards mainstream adoption of stablecoin payments.
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